英语高手请帮忙，帮我将下面一段话翻译成英文，谢绝在线翻译和工具翻译

英语高手请帮忙，帮我将下面一段话翻译成英文，谢绝在线翻译和工具翻译~

With the fact that our country national economy continuing for , developing speedily, resident's investment wish and modern times the concept managing money matters strengthens , the finance serves need diversifying also gradually , individual development of the business managing money matters becomes commercial bank business opening up a priority of exhibition. Commercial bank individual the business managing money matters is low one risk , low cost , high avails centre business new and developing, not only being able to increase the bank centre business invisible income, drive bank retail business entirety to develop , can bring large amount of capital deposit in foreign currency fund precipitayion to large amount of capital deposit in foreign currency fund precipitayion commercial bank and. For the overall development strategy realizing our country commercial bank, accelerate development of retail business , have certainly needing business current situation managing money matters to our country commercial bank individual and developing investigation and discussion and analysis being in progress. The thesis is three the following parts together mark: First, business develops the trajectory retrospect owing to that the commercial bank individual manages money matters, history and current situation that the business having introduced that our country commercial bank individual manages money matters develops; Secondly, two aspect has set forth the problem that our country commercial bank individual there exists in business present stage managing money matters from the outside environment and bank inside system, the defect including laws and statutes , financial policy , marketplace environment and personal credit system , the commercial bank deficiency and in the field of technology system and the professional; Business have problem managing money matters finally, specifically for our country commercial bank individual, aspect such as improving and perfecting from legal system , the financial policy changing , the target market subdividing , systematic FOAK of technology and professional's culture has submitted corresponding countermeasure suggestion.

The talent people with Mathematical sophistication are very important for the development of future economy, the revival of the technology and the culture of a number of creative and pioneering talent. How to nurture and develop the Mathematical sophistication is an important problem for our Mathematical educators. The new "Mathematics Course Standard"demands schools and teachers to focus on developing the Mathematical sophistication of middle school students and inspiring their interests in study to promote the comprehensive development of middle school students. This book combines the teaching examples, and explains how to improve the Mathematical sophistication of middle school students in the facets of Mathematical quality, Mathematical thinking methods, Mathematical language and the application consciousness of Mathematics.

4.2 within the banking system to improve

4.2.1 technical innovation and research

Technical innovation and research, first of all, increase the technical inputs, and improve technology systems. First, strengthening to facilitate customer transactions. As soon as possible the development of China's Internet banking, telephone banking and so on, the use of network technology, network and telephone banking to take, self-banking, Internet banking and bank card business, such as a combination of expanding the space service will be provided in the form of services through a variety of to each customer for individual customers with real efficient, fast, safe, reliable service. Secondly, to strengthen the customer relationship management technology of building information management system. China's commercial banks to raise the level of personal financial services is necessary to establish a strong customer-centric, covering all business customers an integrated information system of information, through the combined application of data warehouse technology, data mining, such as information technology, comprehensive and in-depth and detailed understanding of the diverse needs of customers, analyze customer behavior, segment of the customer base. Model-building, including customer information, customer analysis model, for the management platforms, the program model of financial management systems and other functions. On the one hand, can provide convenient service to attract and retain customers; on the other hand, through a comprehensive and integrated business process management and improve service efficiency and reduce operating costs of marketing.

Followed by the advanced technology in the support system to enhance business innovation, optimize product structure, improve the business organization to enhance business innovation. Commercial banks to improve their internal innovative mechanisms, in the same business structure set up under the financial product design, development, marketing system, from the needs of the market, as well as two areas of specialization, to improve financial services and financial capacity to develop innovative products, so as to realize customer satisfaction the diversity of financial needs, rather than simply the market take over off-the-shelf products and awarded to the customer.

4.2.2 Professional training

Commercial banks as a result of the Personal Financial Services covers a wide range of policy-related, the situation is complex, and high service requirements, so to develop a creative, good at business, the courage to open up the complex financial management personnel, in particular the professional quality of client manager , is a commercial bank in the future development of Personal Financial Services to seize the initiative, the greater the survival and development of the key space.

Due to China's financial institutions operating restrictions at many factors, personal financial services employees in the overall quality of the more developed countries (regions) low, the lack of experience; mixed operation with the financial globalization and the impact of globalization, Personal Financial Services of our employees in addition to the comprehensive expertise, we must also have good language, communication and the ability under pressure, not only to meet the needs of our personnel, but also China's response to the needs of financial globalization.

4.2 银行体系内部的改善
Internal improvements of banking system
4.2.1 技术性创新和研究
Technical innovations and researches
4.2.2 专业人才的培养
Training for professional talents

其他的也太多了，哈哈~~

4.2 银行体系内部的改善
4.2.1 技术性创新和研究
技术性创新和研究，首先是加大技术投入，完善技术系统。第一，加强便利客户交易。应该尽快发展我国的网上银行、电话银行等，利用网络技术，采取网点与电话银行、自助银行、网上银行和银行卡业务等相结合的方式，扩大服务的空间，将服务透过各种形式提供给每一个客户，真正为个人客户提供高效、快捷、安全、可靠的服务。第二，加强客户关系管理的信息管理系统技术建设。我国商业银行要提高个人理财的服务水平就必须建立一个强大的以客户为中心、覆盖客户所有业务信息的综合信息系统，通过综合应用数据仓库技术、数据挖掘等信息技术全面、深入、细致的了解客户的各种需求，分析客户的行为特点，对客户群进行细分。建立包括客户信息模型、客户分析模型、理财工作平台、理财方案模型等功能的系统。一方面可以通过提供便捷周到的服务来吸引和保持客户；另一方面通过对业务流程的全面综合的管理而提高服务的效率和降低市场营销的运营成本。
其次是在先进的技术系统的支持下，加强业务创新，优化产品结构，完善业务组织架构，增强业务创新能力。商业银行要完善内部创新机制，在同一业务结构下设立金融产品的设计、开发、营销体系，从市场需要以及专业化两方面入手，提高金融业务和金融产品的开发创新能力，做到真正满足客户的多样化金融需求，而不是简单地把市场上现成的产品拿过来转批给客户。
4.2.2 专业人才的培养
商业银行的个人理财业务由于涉及面广、政策性强、情况复杂、服务要求高等特点，因此培养一支富于创新，善于经营，勇于开拓的复合型理财人员队伍，特别是客户经理的专业素质，是商业银行在未来的个人理财业务发展竞争中掌握主动权，获得更大的生存和发展空间的关键。
由于受我国金融机构分业经营限制等多种因素的影响，个人理财服务从业人员的综合素质较发达国家(地区)低，缺乏从业经验；随着金融全球化及混业经营全球化的冲击，我国个人理财业务的从业人员除了具备全面的专业知识外，还应具备良好的语言，沟通以及承受压力的能力，这不仅是满足我国对人才的需要，同时也是我国顺应金融全球化的需要。
4.2 within the banking system to improve
4.2.1 technical innovation and research
Technical innovation and research, first of all, increase the technical inputs, and improve technology systems. First, strengthening to facilitate customer transactions. As soon as possible the development of China's Internet banking, telephone banking and so on, the use of network technology, network and telephone banking to take, self-banking, Internet banking and bank card business, such as a combination of expanding the space service will be provided in the form of services through a variety of to each customer for individual customers with real efficient, fast, safe, reliable service. Secondly, to strengthen the customer relationship management technology of building information management system. China's commercial banks to raise the level of personal financial services is necessary to establish a strong customer-centric, covering all business customers an integrated information system of information, through the combined application of data warehouse technology, data mining, such as information technology, comprehensive and in-depth and detailed understanding of the diverse needs of customers, analyze customer behavior, segment of the customer base. Model-building, including customer information, customer analysis model, for the management platforms, the program model of financial management systems and other functions. On the one hand, can provide convenient service to attract and retain customers; on the other hand, through a comprehensive and integrated business process management and improve service efficiency and reduce operating costs of marketing.
Followed by the advanced technology in the support system to enhance business innovation, optimize product structure, improve the business organization to enhance business innovation. Commercial banks to improve their internal innovative mechanisms, in the same business structure set up under the financial product design, development, marketing system, from the needs of the market, as well as two areas of specialization, to improve financial services and financial capacity to develop innovative products, so as to realize customer satisfaction the diversity of financial needs, rather than simply the market take over off-the-shelf products and awarded to the customer.
4.2.2 Professional training
Commercial banks as a result of the Personal Financial Services covers a wide range of policy-related, the situation is complex, and high service requirements, so to develop a creative, good at business, the courage to open up the complex financial management personnel, in particular the professional quality of client manager , is a commercial bank in the future development of Personal Financial Services to seize the initiative, the greater the survival and development of the key space.
Due to China's financial institutions operating restrictions at many factors, personal financial services employees in the overall quality of the more developed countries (regions) low, the lack of experience; mixed operation with the financial globalization and the impact of globalization, Personal Financial Services of our employees in addition to the comprehensive expertise, we must also have good language, communication and the ability under pressure, not only to meet the needs of our personnel, but also China's response to the needs of financial globalization.

That technicality is innovative and studies, is to throw into , perfect technology system first enlarge a technology. First, reinforce convenient customer business. The net ought to develop our country as soon as possible mounts bank , telephone banking etc. , makes use of the network technology, adopt a net burning with telephone banking , self-help bank , having caught with a net the way being tied in wedlock each other such as bank and bank card business , expanded the space serving, the general is served providing every with customer through the various form , is is an individual customer really provide high-effect , rapid , safe , reliable service. Secondly, the information management system technology reinforcing Customer Relationship Management builds. Synthesize the standard of service that our country commercial bank asks to improve individual managing money matters with regard to must build one taking the customer as centre, cover all customer business information's big and powerful information system, need by the fact that Tech Data who applies the data storehouse synthetically, excavates various waiting for IT to know a customer all-round , thorough , meticulous, analyse the customer's behavior characteristic, group go along subdivides to the customer. Build the system including function such as customer information model , customer analysis model , the job platform managing money matters , the scheme model managing money matters. One aspect can come to attract and keep a customer by providing thoughtful service convenient and rapid; Another aspect passes the cost managing but improving the efficiency serving and being in motion and doing business reducing marketing and sales synthetically to business technological process all-round. Be to reinforce business FOAK , to optimize product mix , to perfect the business organization frame under systematic advanced technology support secondly, strengthen the business ability to innovate. But the commercial bank needs to perfect the mechanism being innovative inward , design , exploitation , camp set up in with a business sells system, from marketplace need and professionalization two aspect start , improve the finance business and the financial products exploitation ability to innovate, the diversification finance achieving satisfying a customer really needs, be not that the upper ready-made marketplace product is held simplely over to the customer rotating a batch.

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