My spending habits
作者&投稿：融希 （若有异议请与网页底部的电邮联系）
Directions：For this part, you are allowed 30 minutes to write a composition entitled On the Restraint of Spending. You should write at least 150 words following the outline given below：
1. 现在许多大学生花钱大手大脚；
2. 有人认为社会整体生活水平提高了，大学生花钱多一些无可厚非；
3. 我的观点。
兄弟，是这个吗？你是否留有不利自身的坏习惯？望采纳下，谢谢
Last week I bought a white sweater. I like it very much since it is warm and soft. Besides it cost me only a little money. I like this kind of sweater with a loose and high-necked collar. Before, I had a black one similar to it. But why did I buy it? I don’t know. It attracted me and my friend told me that I always wear this style clothes.I don’t think I am a bargain hunter or a compulsive spender. I know how to schedule my daily cost. However, there are people in the world. I want to quote a passage in the following to show something about the psychology of money-spending habits.
People can be addicted to different things-e.g., alcohol, drugs, certain foods, or even television. People who have such an addiction are compulsive, i.e., they have a very powerful psychological need that they feel they must satisfy. According to psychologists, many people are compulsive spenders: they feel they must spend money. This compulsion, like most others, is irrational-impossible to explain reasonably. For compulsive spenders who buy on credit, charge accounts are even more exciting than money. In other words, compulsive spenders feel that with credit, they can do anything. Their pleasure in spending enormous amounts is actually greater than the pleasure that they get from the things they buy.
There is a special psychology of bargain hunting. To save money, of course, most people look for sales, low prices and discounts. Compulsive bargain hunters, however, often buy things they don’t need just because they are cheap. They want to believe that they are helping their budgets, but they are really playing an exciting game: when they can buy something for less than other people, they feel that they are winning. Most people, experts claim, have two reasons for their behavior: a good reason for things that they do and the real reason.
It is not only scientists, of course, who understand the psychology of spending habits, but also business people. Stores, companies, and advertisers use psychology to increase business: they consider people’s needs for love, power, or influence, their basic value, their beliefs and opinions, and so on in their advertising and sales methods.
Psychologists can often use a method called “behavior therapy” to help individuals solve their personality problems. In the same way, they can help people who feel that they have problems with money.
Even though one has millions of money, he should try his best to manage his cost. Consider those large numbers of people live in the poor areas, with nothing to eat or nothing to wear, even have deathful diseases, why not donate the money to them instead of lavish them? To say is one thing and to do is another. Don’t be involved in the bad money-spending habits
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